Being a full-time student has a unique effect on my ability to build my net worth. The balance between work and education throughout the academic year, causes cash-flow to dramatically change between that time period, and that of the summer.
Since commencing my studies, I have been fortunate enough to have a job with the government, which provides part-time work throughout the academic year, and full-time employment outside of it. This is in contrast to the student jobs which the majority of my colleagues at school hold, which are not as accomodating or well paying.
This job, combined with the ability to stay at home while at school is what has allowed me to finance my own education without enduring debt, and has allowed me to slowly build my wealth.